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Erfanul Alam Siddiquee

Sometimes I just write randomly about whatever I feel like writing. I passionately learn about financial freedom, investing, Islamic finance, technology, and new inventions.

236 letters Website

  1. Who Are You Running For? Live Like a Traveller Did you get a good break, or did your body rest while your mind kept running? A letter on who we run for, what the grave keeps, and the hadith that tells us to live like a traveller. 3 min read · Random Writings
  2. Why the Takaful Fund Has No Capital of Its Own? Suppose you know a shopkeeper in your area. He runs a small electrical goods store and pays 40,000 a year into a Takaful 6 min read · Islamic Finance
  3. Why Islamic Banks Lend Like Conventional Banks? Why do Islamic banks rely on murabahah, not profit sharing? The cause is an information problem, and tax e-invoicing data could fix it. 7 min read · Islamic Finance
  4. Your insurer knows your blood group. It has never once used that to help you find blood I was holding a fresh bag of blood when my father took his last breath. That scene came back to me today while I 3 min read · Islamic Finance
  5. Some Days I Think About Giving Up on Islamic Finance I need to remind myself why I am here. I came into Islamic finance because I believed it could be better than what I 2 min read · Islamic Finance
  6. The mathematics of trust in Islamic financial systems Artificial intelligence (AI) cannot fix broken financial systems. Read why returning to community-based trust and patient capital prevents economic collapse. 4 min read · Islamic Finance
  1. Credit-Linked Islamic Banking: Substance or Label? When Islamic banks bear only credit risk, products become indistinguishable from conventional lending. A diagnostic framework for testing economic substance. 8 min read · Islamic Finance
  2. The Future of Insurance Supervision Explore the evolving challenges of insurance supervision. Learn how regulators use SupTech and risk-based strategies to ensure stability. 12 min read · Conventional Finance
  3. How Zakat and Islamic finance almost bought freedom in Brazil Discover how enslaved African Muslims in Brazil created a Islamic financial system using zakat to buy their freedom. A forgotten chapter of Islamic finance history. 4 min read · Islamic Finance
  4. What If Colonialism Never Disrupted Islamic Banking? Discover the sophisticated Islamic financial system that existed centuries before European banking and how colonialism erased it. A mind-bending look at the banking history you were never taught. 9 min read · Islamic Finance
  5. Compound Interest Is at War with Physics What happens when an Islamic finance professional discovers that a Nobel Prize-winning scientist reached the same conclusion about interest—from completely different starting points? 16 min read · Islamic Finance
  6. How Malaysia is Rewriting the Rules of Islamic Finance When a young strategist challenges the corporate status quo, he must turn a forgotten ledger into a lifeline for a flood-prone village—proving that the true rule of Islamic finance isn't just compliance, but survival. 8 min read · Islamic Finance

Topics

Islamic Finance98 letters Conventional Finance90 letters Random Writings31 letters Technology18 letters Takaful15 letters Career14 letters Climate Change12 letters Financial Freedom5 letters Sustainability2 letters

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