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Erfanul Alam Siddiquee

Sometimes I just write randomly about whatever I feel like writing. I passionately learn about financial freedom, investing, Islamic finance, technology, and new inventions.

237 letters Website

  1. Islamic Finance in Sri Lanka That Never Say "Islamic" Sri Lanka's Islamic finance industry passed USD 1 billion. The 2005 law behind it never says "Islamic". Why that helped, and why the sector is still small. 8 min read · Islamic Finance
  2. Who Are You Running For? Live Like a Traveller Did you get a good break, or did your body rest while your mind kept running? A letter on who we run for, what the grave keeps, and the hadith that tells us to live like a traveller. 3 min read · Random Writings
  3. Why the Takaful Fund Has No Capital of Its Own? Suppose you know a shopkeeper in your area. He runs a small electrical goods store and pays 40,000 a year into a Takaful 6 min read · Islamic Finance
  4. Why Islamic Banks Lend Like Conventional Banks? Why do Islamic banks rely on murabahah, not profit sharing? The cause is an information problem, and tax e-invoicing data could fix it. 7 min read · Islamic Finance
  5. Your insurer knows your blood group. It has never once used that to help you find blood I was holding a fresh bag of blood when my father took his last breath. That scene came back to me today while I 3 min read · Islamic Finance
  6. Some Days I Think About Giving Up on Islamic Finance I need to remind myself why I am here. I came into Islamic finance because I believed it could be better than what I 2 min read · Islamic Finance
  1. The mathematics of trust in Islamic financial systems Artificial intelligence (AI) cannot fix broken financial systems. Read why returning to community-based trust and patient capital prevents economic collapse. 4 min read · Islamic Finance
  2. Credit-Linked Islamic Banking: Substance or Label? When Islamic banks bear only credit risk, products become indistinguishable from conventional lending. A diagnostic framework for testing economic substance. 8 min read · Islamic Finance
  3. The Future of Insurance Supervision Explore the evolving challenges of insurance supervision. Learn how regulators use SupTech and risk-based strategies to ensure stability. 12 min read · Conventional Finance
  4. How Zakat and Islamic finance almost bought freedom in Brazil Discover how enslaved African Muslims in Brazil created a Islamic financial system using zakat to buy their freedom. A forgotten chapter of Islamic finance history. 4 min read · Islamic Finance
  5. What If Colonialism Never Disrupted Islamic Banking? Discover the sophisticated Islamic financial system that existed centuries before European banking and how colonialism erased it. A mind-bending look at the banking history you were never taught. 9 min read · Islamic Finance
  6. Compound Interest Is at War with Physics What happens when an Islamic finance professional discovers that a Nobel Prize-winning scientist reached the same conclusion about interest—from completely different starting points? 16 min read · Islamic Finance

Topics

Islamic Finance99 letters Conventional Finance90 letters Random Writings31 letters Technology18 letters Takaful15 letters Career14 letters Climate Change12 letters Financial Freedom5 letters Sustainability2 letters

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