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FinFormed 30 Oct 2026 30 Oct 2026
To
Future Leaders
From
Erfanul Alam Siddiquee
Posted

Islamic Finance Talent and the Habit We Forgot We Had

What Islamic finance talent needs next: do the reading, disagree kindly, stay stubborn about the right things.

Read the letter
6 min readIslamic Finance

Earlier letters

  1. Should Bangladesh Borrow From Wall Street Before It Borrows From Itself?
  2. Who Else Is Watching the Names on a Sukuk Board?
  3. A Journal Says Famous Scholars Lower Sukuk Returns. I am Not Convinced.
  4. Islamic Finance in Sri Lanka That Never Say "Islamic"
  5. Who Are You Running For? Live Like a Traveller
Older letters

Letters, newest first

  1. Why the Takaful Fund Has No Capital of Its Own? Suppose you know a shopkeeper in your area. He runs a small electrical goods store and pays 40,000 a year into a Takaful 6 min read · Islamic Finance
  2. Why Islamic Banks Lend Like Conventional Banks? Why do Islamic banks rely on murabahah, not profit sharing? The cause is an information problem, and tax e-invoicing data could fix it. 7 min read · Islamic Finance
  3. Your insurer knows your blood group. It has never once used that to help you find blood I was holding a fresh bag of blood when my father took his last breath. That scene came back to me today while I 3 min read · Islamic Finance
  4. Some Days I Think About Giving Up on Islamic Finance I need to remind myself why I am here. I came into Islamic finance because I believed it could be better than what I 2 min read · Islamic Finance
  5. The mathematics of trust in Islamic financial systems Artificial intelligence (AI) cannot fix broken financial systems. Read why returning to community-based trust and patient capital prevents economic collapse. 4 min read · Islamic Finance
  6. Credit-Linked Islamic Banking: Substance or Label? When Islamic banks bear only credit risk, products become indistinguishable from conventional lending. A diagnostic framework for testing economic substance. 8 min read · Islamic Finance

Topics

Islamic Finance103 letters Conventional Finance90 letters Random Writings31 letters Technology18 letters Career15 letters Takaful15 letters Climate Change12 letters Financial Freedom5 letters Sustainability2 letters

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